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Nivasa app icon

Everything your home runs on.

Nivasa keeps your household’s money, groceries and bills in one place, on your phone.

Coming soon to Google Play
Android · In closed testing on Google Play · Free, with ads · No account needed

Privacy policy · Terms of use

Screenshots

Nivasa welcome screen: the first page of the tutorial shown on first launch
Welcome
Nivasa subscriptions and EMIs screen with a Paid button beside each item
Subscriptions and EMIs
Nivasa grocery shopping list screen
Shopping list
Nivasa More menu: accounts, subscriptions, insights, price check, bills, daily deliveries, household help and backup
More

What you can do

Money in and outEvery entry is money in or money out. Accounts for cash, bank or UPI, wallets and credit cards with live balances, transfers between accounts, a monthly budget and filters.
Entry by voice or bill scanSay “milk 60” or “received salary 45000”, or scan a bill. Nivasa learns your categories on the phone, so typing a shop name fills in the category.
Credit cardsLimit, available amount, bill and due days, and due-date reminders. Paying the card bill is recorded as a transfer, so it is not counted twice.
GroceryStock in grams, millilitres or pieces, price per kg, a prediction of when an item will run out, past purchases, and a shopping list you can share.
Subscriptions and EMIsOTT, EMIs, SIPs, insurance premiums and school fees with reminders. Autopay items are booked automatically, and regular payments are detected from your money book.
Smart insightsMonth-end forecast against your budget, “higher than usual” category alerts, bills that jumped and your savings rate. All worked out on the phone.
MorePrice check, bills, daily deliveries, household help and backup, plus an app lock with fingerprint, face or PIN and an 8-page tutorial.

Kitchen Inflation

Nivasa compares what your household pays now with what it paid when you started, for the same items and quantities, and shows which items caused the rise, for example “Oil +18%, +₹160/month”. It needs about two months of purchases to work.

Free, with ads

Nivasa is free. It shows a banner ad and an occasional full-screen ad. Watching an optional rewarded video unlocks all insights and removes ads for 24 hours.

Private by design

No account and no server: your entries stay in the app’s private storage on your phone. Bills are scanned on the device. You can back up to a file you keep, with an optional password, and lock the app with your fingerprint, face or PIN. Ads are served by Google AdMob. Read the privacy policy and the terms of use.

Nivasa is a record-keeping tool. It does not give financial advice.

Questions

Do I need an account?

No. There is no sign-up, and we run no server that receives your entries.

How do I move to a new phone?

Save a backup file from the app, keep it somewhere you control, and restore it on the new phone. If you set a backup password you will need it to restore.

How does bill scanning work?

The picture is read on the phone. It is not uploaded.

How soon does Kitchen Inflation show a result?

After about two months of grocery purchases, because it compares the same items over time.

Is it free?

Yes, with ads. An optional rewarded video unlocks all insights and removes ads for 24 hours.

When can I download it?

Nivasa is in closed testing on Google Play. This page will link to the listing when it is public.

Get Nivasa

Privacy policy · Terms of use

Related guides

Home financesA monthly household budget that survives real lifeA budget is easy to start and hard to keep. A simple method: fixed costs first, one number for everything else, and a daily amount you can actually check.6 min read →Home financesCredit card statement date, due date and the interest-free periodHow a credit card billing cycle works: statement date, due date, minimum due and why paying only the minimum costs so much.5 min read →Home financesTrack grocery prices and measure your own kitchen inflationHow to compare groceries by price per kilo, find which shop is really cheaper and work out how much your own basket has gone up.5 min read →

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Contact

Questions, feedback or privacy requests: genesisforge.dev@gmail.com